Privacy Policy – A&A Mortgage Group Inc. | NMLS# 2705406
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Privacy Policy

Last Updated: April 25, 2026

A&A Mortgage Group INC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website or interact with us through any of our communications channels.

We are a Licensed Financial Consultant (NMLS# 2705406) serving customers in the following states: Alabama, Arizona, California, Connecticut, Florida, Hawaii, Idaho, Michigan, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Virginia, and Washington.

By submitting your information through our website, you acknowledge that you have read and agree to the terms of this Privacy Policy.


1. Information We Collect

We may collect the following types of information from you:

  • Full name
  • Phone number (mobile and/or landline)
  • Email address
  • Property address and type
  • Estimated property value
  • Credit score range
  • Household income information
  • IP address and browser/device information
  • Pages visited and time spent on our site
  • Cookie and pixel data from your interactions with our website and advertisements

2. How We Collect Information

We collect information through the following means:

  • Web forms: When you submit an inquiry or eligibility form on our website
  • Cookies and tracking pixels: We use cookies, the Meta (Facebook) Pixel, Google Analytics, and similar technologies to analyze traffic, improve user experience, and measure the effectiveness of our advertising campaigns
  • Paid advertising platforms: Including Facebook, Instagram, and Google Ads, when you interact with our ads or submit a lead form
  • Direct communications: When you contact us by phone, email, SMS, or through our appointment booking system

3. Description of Services

A&A Mortgage Group INC (NMLS# 2705406) is a Licensed Financial Consultant. We work directly with clients to identify and arrange the right financial solutions for their needs. We do not buy, sell, or share consumer information with third parties for marketing purposes.

Our services include home-secured solutions, investment property solutions, and residential financial consulting. Our process is conducted online and may include soft credit checks, electronic document collection, and digital communications.

4. How We Use Your Information

We use the information we collect for the following purposes:

  • To evaluate your eligibility for our financial solutions
  • To contact you regarding your inquiry via phone, SMS, or email
  • To schedule and confirm appointments and consultations related to your inquiry
  • To send you information about our services
  • To improve our website, advertising campaigns, and overall user experience
  • To comply with applicable laws and regulatory requirements including the SAFE Act, TCPA, and CAN-SPAM Act

5. SMS & Communications

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services.

When you submit your information on our website and opt in to SMS communications by checking the consent box on our form, you agree to receive text messages from A&A Mortgage Group INC related to your inquiry, including:

  • Follow-up messages regarding your submitted inquiry
  • Appointment confirmations and reminders
  • Status updates and next-step instructions
  • Informational content relevant to your submitted inquiry

Message frequency may vary. Message and data rates may apply.

To opt out: Reply STOP at any time to unsubscribe. You will receive one final confirmation and no further messages will be sent.

For help: Reply HELP or contact us at [email protected] or call +1 (949) 393-0319.

Consent to receive SMS messages is not a condition of purchasing any product or service. You may still receive assistance by contacting us directly.

We also communicate with you via email and phone. All communications comply with applicable federal and state regulations including the TCPA and CAN-SPAM Act.

6. Appointment Booking

We offer online appointment scheduling through our platform. When you book an appointment, we collect your name, phone number, email address, and the nature of your inquiry. This information is used solely to confirm your appointment and follow up with you regarding your consultation.

7. Data Sharing Policy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell your SMS opt-in data or consent information to any third party under any circumstances.

We may share your inquiry information in the following limited circumstances:

  • Service fulfillment: In limited cases we may share your inquiry with licensed parties involved in fulfilling your specific transaction. This is done solely to complete your transaction, not for marketing.
  • Legal requirements: We may disclose your information if required by law, court order, or government regulation, or to protect the rights and safety of our business or others.

Your SMS opt-in data and text messaging consent are never included in any data sharing arrangement, regardless of the nature of the sharing described above.

8. Cookies & Tracking Technologies

Our website uses cookies, web beacons, and advertising pixels including the Meta (Facebook) Pixel and Google Analytics. These technologies help us:

  • Understand how visitors interact with our website
  • Measure the effectiveness of our paid advertising campaigns on Facebook, Instagram, and Google
  • Retarget visitors with relevant ads on social media and search platforms
  • Analyze site traffic and improve website performance

You may disable cookies through your browser settings, though doing so may limit certain website features. To opt out of Meta's ad tracking, visit facebook.com/settings/?tab=ads. To opt out of Google Analytics, visit tools.google.com/dlpage/gaoptout.

9. Data Security

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include secure data storage within our CRM platform, restricted access controls, and encrypted communications where applicable.

No method of electronic transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

10. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you request deletion of your data, we will honor that request to the extent permitted by applicable law and regulatory requirements governing licensed financial services records.

11. Your Rights & Choices

Depending on your state of residence, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Opt out of certain data sharing or marketing communications
  • Receive a copy of your data in a portable format

California residents may have additional rights under the California Consumer Privacy Act (CCPA). To exercise any of these rights, please contact us using the information in Section 15.

12. Opt-Out Instructions

  • SMS: Reply STOP to any text message from us
  • Email: Click the unsubscribe link in any email or contact us at [email protected]
  • Phone: Request to be added to our internal do-not-contact list by calling +1 (949) 393-0319

13. Children's Information

Our website and services are intended for adults 18 years of age and older. We do not knowingly collect personal information from children under the age of 13. If you believe a child has provided us with personal information, please contact us immediately and we will delete it.

14. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

15. Contact Information

A&A Mortgage Group Inc. (NMLS# 2705406) · 23710 El Toro Road #1028, Lake Forest, CA 92630

Licensed Financial Consultant · Equal Housing Opportunity · © 2026 A&A Mortgage Group Inc. All rights reserved.