Last Updated: April 25, 2026
By accessing or using our website or submitting any information through our forms, you agree to be bound by these Terms of Service and our Privacy Policy. These Terms apply to all visitors, leads, and anyone who interacts with our services.
If you do not agree to these Terms, do not use our website or submit your information.
These Terms are entered into between you and A&A Mortgage Group INC (NMLS# 2705406) ("Company," "we," "us," or "our").
A&A Mortgage Group INC is a licensed financial services company (NMLS# 2705406) that provides residential and investment property financing consultation services, including but not limited to:
We serve customers in the following states: Alabama, Arizona, California, Connecticut, Florida, Hawaii, Idaho, Michigan, Nebraska, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Virginia, and Washington.
Our services are provided through an online platform using digital document collection and electronic processing. We work directly with our clients from initial inquiry through closing.
By submitting your information through our website, you represent and agree that:
You agree not to use our website or services to:
By opting in to SMS communications, you agree to the terms in this section. Consent to receive SMS messages is not a condition of receiving any service.
When you submit your information on our website and check the SMS consent box, you agree to receive text messages from A&A Mortgage Group INC at the mobile number you provided. Messages may include:
Opt-Out: You can cancel SMS messages at any time. Simply reply STOP to any message from us. After you send STOP, we will send one final confirmation message and you will no longer receive SMS messages from A&A Mortgage Group INC. If you wish to re-enroll, submit a new inquiry on our website and opt in again.
Help: If you are experiencing issues with our messaging program, reply HELP for assistance, or contact us directly at [email protected] or call +1 (949) 393-0319.
Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.
Message & Data Rates: Message and data rates may apply for any messages sent to you from us and to us from you.
Message Frequency: Message frequency varies based on your inquiry status and engagement. You may receive multiple messages per week during active follow-up periods. If you have questions about your text or data plan, contact your wireless provider.
Data Sharing: No mobile opt-in data or consent information will be shared with third parties or affiliates for marketing purposes. Information may be shared with SMS service providers solely for the purpose of delivering messages.
Privacy: For information on how we handle your data, please read our Privacy Policy at aandamortgagegroup.com/privacypolicy.
By submitting your information, you also consent to receive emails and calls from A&A Mortgage Group INC related to your inquiry. All email communications comply with the CAN-SPAM Act. You may unsubscribe from email communications at any time by clicking the unsubscribe link in any email or contacting us directly.
We offer online appointment scheduling for consultations. By booking an appointment, you agree to provide accurate contact information and acknowledge that appointments may be confirmed or followed up via SMS, email, or phone call using the contact details you provide.
The information provided on our website and through our communications is for general informational and educational purposes only. Nothing on our website or in our communications constitutes legal or tax advice. A&A Mortgage Group INC operates as a licensed financial consultant (NMLS# 2705406). Any information provided is for general educational purposes only and does not constitute a commitment to provide financing. All outcomes are subject to individual qualification, applicable guidelines, and market conditions.
All content on our website, including but not limited to logos, text, graphics, images, and page layouts, is the property of A&A Mortgage Group INC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without our prior written permission.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations regarding the accuracy or completeness of any information on our website.
Approval is subject to credit review, property valuation, income verification, and applicable guidelines. Submitting an inquiry does not guarantee any financing outcome.
To the fullest extent permitted by applicable law, A&A Mortgage Group INC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, including but not limited to lost profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless A&A Mortgage Group INC and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in connection with your use of our website, your violation of these Terms, or your submission of false or inaccurate information.
We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice, if we believe you have violated these Terms or engaged in conduct that is harmful to us, other users, or third parties. Upon termination, your right to use our services ceases immediately.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Orange County, California.
We reserve the right to update or modify these Terms of Service at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms of Service, please contact us: